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Asset Finance

If you are you looking for asset finance, you have come to the right place and to a name you can trust.  H&H Asset Finance provides asset finance to support farming, rural and agricultural companies to improve, diversify and expand their businesses.  

Chris Clement, Business Development Director
H&H Asset Finance provides asset finance to support companies to improve, diversify and expand their businesses.

H&H Asset Finance works in partnership with the North’s leading finance specialists Mulberry Asset Finance who have developed strong and trusted relationships with the leading UK and European Finance Companies.  

Together we can arrange a tailor-made financial package to suit your needs.

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Asset finance for cafes and shops
Asset finance for farmers, hoteliers and the leisure industry

Whatever your asset finance requirement, talk to us in the first instance to arrange a chat either at your business premises or at our offices. Talk to us at the planning stage so we can find the right solution for you.

1. What assets can be financed?

Literally any asset you can think of, ranging from computers, CCTV, security cameras and drones right the way through to plant, machinery, vehicles and buildings. The list is endless! 

2. What are the benefits of Hire Purchase?

Spread the cost of your Investment over a fixed term, normally three to seven years, with full ownership at the end for a small option to purchase fee.

3. What are the benefits of Leasing?

It gives the customer access to the assets they need in return for a regular monthly rental, avoiding the cost of commitment of ownership. The monthly rentals count as a monthly expense rather than owning an asset on your balance sheet. The rentals attract VAT.

4. What does re-finance mean?

Unlocking the value of your owned assets to improve your cashflow. Funders will tend to lend you up to 80% of a forced sale value of the asset.

5. What types of finance are available for farmers and business owners?

Hire Purchase, Finance Lease, Unsecured Loans.

6. If I want to diversify, will you be able to help me?

Yes, we can assist with many diversification projects including glamping pods, ice cream parlours, microbreweries, farm shops and much more.

7. How much can I borrow, at what rates and over what period?

Minimum advance tends to be £10,000 with no upper limit, depending on the financial strength of the business. Rates vary again depending on credit rating but are very competitive. Periods tend to range from two to seven years.