About Us

H&H Insurance Brokers was established in 1987 and have been busy since arranging a broad portfolio of insurances for farmers, agricultural contractors and many other rural businesses.  We are one of the companies owned by H&H Group Plc based in Carlisle, Cumbria just off junction 43 of the M6. Our head office is situated on Rosehill Industrial Estate adjacent to the main entrance to the Borderway Mart with additional satellite office locations.

H&H Insurance Brokers is a trading name of H&H Insurance Brokers Limited, registered in England and Wales under Company number 2200510. Registered Office: Borderway Mart, Montgomery Way, Rosehill Industrial Estate, Carlisle, Cumbria CA1 2RS.

Authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 305809, which can be checked on the Financial Services Register, by visiting the FCA’s website or by calling the FCA on 0800 111 6768.

H&H Group plc, formerly known as Harrison & Hetherington Ltd was founded over 140 years ago as farmstock auctioneers. H&H Insurance Brokers is one of seven operating companies including Livestock Auctioneers, Brokers and Valuers, Land Agents and Surveyors, Estate and Letting Agents, Commercial Print and Online Auctioneers. The strength and support of the group helps to assure our customers of the best in local service, support and knowledge.

Our Promise to you

With H&H Insurance you’ll get a dedicated point of contact (with an average of over 19 years’ of experience) who will:

• Meet you at your convenience
• Get to know you and your business
• Define what cover is (and isn’t) necessary for you
• Identify a range of suitable insurers
• Negotiate with insurers on your behalf
• Get you the cover you need
• Assist you with claims
• Always act in your best interests

Service Charter

We consider it is important for our clients to know what they can expect from us and more importantly, how to get in touch with us if you feel you don’t receive this level of service.

Please click here to download our current Service Charter

10 Reasons to Choose H&H

1. We can cover your insurance needs
   From business insurance to personal cover, we can provide almost any policy you need.

2. A heritage built on traditional values
   H&H started 140 years ago serving tight-knit agricultural communities in the North of England and the Scottish Borders. To this day, we retain the traditional values on which our reputation was built. We work hard to protect that name which ultimately means delivering what you, our customer, wants and needs.

3. No call centres
   We want to get to know you, which is why we assign all our customers with a named broker and account handler who will invest the time to get to know you and your individual needs.

4. Access to specialists with an average of 19 years’ experience
   Expertise is what gives us the ability to quickly identify your needs, save you money and ensure peace of mind. With H&H Insurance, you access that expertise directly. Our senior brokers have an average of 19 years’ industry experience.  That’s a powerful ally to have on your side.

5. Our robust claim processes
   You buy insurance for peace of mind. That’s why we continue to invest heavily in ensuring our claim process is as robust as possible. So, if the worst happens, we can get you back up on your feet as quickly as possible.

6. Being resolutely independent
   As a genuinely independent broker, we will always offer you recommendations based on your interests and needs – and not those of the insurance providers.

7. Quality insurers, value for money policies
   We access the insurance markets directly or work with big name insurers depending on your needs.  Either way you can be assured that we will only every work with quality companies with the funds to pay even in the event of major disasters.

8. Accreditations
   This year, following three years of consecutive Gold Awards, we were awarded the Feefo Platinum Status for our Customer Service which we are very proud of.

9. Firm roots in your community
   Even if you never visit one of our offices, it’s still reassuring to recognise names and voices and see us out and about in your community.

10. Always putting you first
    Ultimately it’s not about us, but about you.  At H&H you will never just be a number on a spreadsheet.

Frequently Asked Questions

Who will administer my policies?

At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.

Can I pay my premiums by direct debit?

H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over 10 months.  We can do 3 or 6 months to suit you.

Is there a charge when paying by direct debit?

Premium Credit Limited will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.

How do I make a claim?

To claim you can contact our head office on 01228 406290.

Why choose H&H as your insurance broker?

We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.