Bespoke hotel, public house and restaurant insurance, what does it mean to me?
We understand that the day-to-day running of a pub, hotel or restaurant is no easy feat, keeping owners busy around the clock. With our hotel, pub and restaurant policies, we make life that bit easier for business owners should an incident happen on their premises — from theft to property damage or a fire, we’ll give you cover for insurable losses that helps you to get back up and running, sooner.
Buying buildings and contents insurance together
If you do need both buildings and contents insurance, it's usually cheapest to buy them together on a combined policy rather than taking out two separate ones. Having one policy in place can also make it easier and quicker if you do need to claim on both your buildings and contents cover.
Difference between buildings and contents insurance
Buildings insurance covers the physical structure of the property including the walls, roof and floors, while contents insurance covers items inside the property, like furniture and freestanding appliances.
Wet and dry stock insurance
Stock insurance covers the costs of replacing your stock if any of it is lost, stolen or damaged. This type of cover can be added as an extension to your business contents policy.
Cancellation and liability insurance
A one off event insurance meets the demands and needs of those who wish to insure their organisation of an event for public liability and employers’ liability; event cancellation and abandonment or damage to event equipment.