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Rural Protect Insurance

Rural Protect supports smaller rural businesses and smallholders facing challenges from regulatory bodies, administrative and legal issues, whether they be a limited company, partnership or sole trader.

Why should I have Rural Protect and what does it cover?

Rural Protect covers more than just Legal Expenses.

It’s a comprehensive form of insurance to cover allegations of wrongdoing directed at the Company as a whole or its managers, directors, officers or employees.

It really is highly recommended for agricultural businesses, as it covers issues such as:

  • CAP Schemes - where issues arise with the level of payment.
  • Rent Arbitration - when an issue arises with a tenant.
  • Fraud - for accidental payments sent to a fraudster’s account
  • Tax - including all types of HMRC investigations.
  • Family Legal Expenses - covering the households of each insured business director or owner
  • Pursuit - pursuing a third party to recover your money or put things right.
  • Brexit - if regulations change and you fail to observe them.
  • Fee for Intervention cost – cover for all UK regulators which includes the EA and HSE who charge £163 an hour for any investigation or farm review whether you are at fault or not!  

Why insure legal and regulatory risks ?
Once your business's property, its contents, and the liabilities for employees and the public are covered, it’s important to ensure you are protected in the event of any mismanagement in the running of your business.

You wouldn’t think twice about insuring tangible things because you don't want to be affected by their loss, but it’s the intangible things, such as legal matters, that can have far more life-changing consequences if not handled correctly or prevented in the first place. 

This is why you need to ensure that you have the best assistance and protection in place to cover you in these situations.
Ask our team for more information on Rural Protect

Rural Protect supports farmers and business owners in the rural sector by way of specialist liability insurance.

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Related insurance products;

Rural Protect insurance, why should I take this out?

Rural Protect supports farmers and business owners, like yourself, in the rural sector by way of specialist liability insurance.

Rural Protect covers more than just legal expenses.

It’s a comprehensive form of insurance to cover allegations of wrongdoing directed at the Company as a whole or its managers, directors, officers or employees.

Why insure legal and regulatory risks?

Once your business's property, its contents, and the liabilities for employees and the public are covered, it’s important to ensure you are protected in the event of any mismanagement in the running of your business.

Who deals with claims?

Rural Protect gives you access to rradar, a specialist litigation and commercial law firm that uses legal expertise and digital tools to educate, manage and advise on ways farmers can reduce your legal risks.

Who would pay or fund a claim if I didn’t have any Rural Protect cover in place?

In short – you ! Would you have the time and the money to defend a claim brought against? Instructing a Solicitor could cost you anything from £180 upwards PER HOUR
Philip Pagin, Rural Sales Manager