Asset Finance for Agriculture and Farm Diversification Projects

If you are looking for asset finance, your search ends here at H&H Asset Finance - a name you can rely on. We specialize in providing comprehensive asset finance solutions that cater to the unique needs of farming, rural, and agricultural enterprises. Based in the North of England, our dedicated team possesses an in-depth understanding of the financial intricacies that drive farming businesses.

Trusted Asset Finance Solutions for Agricultural Growth and Sustainability

At H&H Asset Finance, we are committed to aiding farming businesses in their journey towards improvement, diversification, and expansion. Whether your goal is to acquire a new or used tractor, plough, baler, or finance a land-based renewable energy project, our team is here to offer unwavering support. We also facilitate the construction of essential infrastructure, such as livestock sheds, and provide the option of asset refinancing to raise immediate capital.

For businesses with strong credit profiles, we have the capability to arrange unsecured loans tailored to a variety of purposes. This could include financing for purchasing cattle or making crucial farm improvements, enabling you to take your agricultural operations to the next level.

Our expertise extends beyond traditional farming sectors. We specialize in a range of industries, including Forestry, Haulage, Plant Hire, and Engineering. Our commitment to excellence means that no matter your niche, we have the financial solutions to bolster your growth.

In the ever-evolving landscape of sustainable practices, we stand by you. As businesses strive for carbon neutrality, we provide finance options for all your renewable energy needs. From LED lighting and biomass boilers to wind turbines, solar panels, heat pumps, and anaerobic digesters, we enable you to invest in a greener future.

Furthermore, we understand the importance of farm diversification. Our services encompass a wide array of projects, from farm shops and vending machines to glamping pods, ice cream parlours, and microbreweries. Your vision for diversification is limitless, and our financing solutions can help bring your innovative ideas to fruition.

H&H Asset Finance works in partnership with the North’s leading finance specialists Mulberry Asset Finance who have developed strong and trusted relationships with the leading UK and European Finance Companies. Together we can arrange a tailor-made financial package to suit your needs.

When it comes to asset finance tailored to the agricultural sector, H&H Asset Finance stands as a steadfast partner. Our commitment to your success, combined with a deep understanding of your industry, makes us the trusted choice for all your financial needs.

Get in touch with our asset finance team

When you are planning your next farm project, talk to us from the outset so we can support you all the way

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FAQ's

1. What assets can be financed?

Literally any asset you can think of, ranging from plant, machinery, vehicles and buildings right through to computers, CCTV, security cameras and drones. The list is endless!

2. How much can I borrow, at what rates and over what period?

Minimum advance tends to be £10,000 with no upper limit, depending on the financial strength of the business. Rates vary again depending on credit rating but are very competitive. Periods tend to range from two to seven years.

3. If I want to diversify, will you be able to help me?

Yes, we can assist with many diversification projects including glamping pods, ice cream parlours, microbreweries, farm shops and much more

4. What types of finance are available for farmers?

Hire Purchase, Finance Lease, Unsecured Loans

5. How does re-finance mean?

Unlocking the value of your owned assets to improve your cashflow. Funders will tend to lend you up to 80% of a forced sale value of the asset.

6. What are the benefits of Leasing?

Gives the customer access to the assets they need in return for a regular monthly rental, avoiding the cost of commitment of ownership. The monthly rentals count as a monthly expense rather than owning an asset on your balance sheet. The rentals attract VAT.

7. What are the benefits of Hire Purchase?

Spread the cost of your Investment over a fixed term, normally three to seven years, with full ownership at the end for a small option to purchase fee.