Glamping and Caravanning Site Insurance

With the continued rise in UK staycations, more holidaymakers are seeking unique, nature-based escapes - from luxury glamping pods and rustic yurts to well-equipped caravan parks and countryside camping sites. Whether you're running a peaceful rural retreat or a busy holiday park, having the right insurance in place is essential to protect your business, your guests, and your peace of mind.

Specialist Insurance for Glamping, Camping & Caravan Sites

At H&H Insurance Brokers, we offer tailored insurance for glamping sites, camping businesses, and caravan parks across the UK. As specialists in rural and tourism insurance, we understand the practicalities of running these sites - and the risks that come with them. That’s why we work closely with you to create a policy that fits your specific setup, no matter the size or scale of your business.

A robust glamping or caravan site insurance policy will typically include core covers such as public liability insurance, which protects you if a guest suffers an injury or property damage while staying on your site. For businesses with staff - even part-time or seasonal workers - employer’s liability insurance is a legal requirement and ensures you’re protected against potential claims arising from workplace injuries or illness.

If you’re serving food or drink, or providing items for guest use, product liability insurance is another crucial area of protection. In addition, your physical assets - from glamping pods, static caravans, and shower blocks, to play areas, communal spaces, and reception buildings - can be covered under material damage insurance, giving you financial support in the event of fire, flood, vandalism, or theft.

Business continuity is also a concern for many site owners, especially when unforeseen events force closures during peak season. That’s where business interruption insurance plays a key role, helping you recover lost income and keeping your finances on track.

Depending on your setup, you may also want to consider additional cover for hot tubs, wood burners, activity equipment (such as bikes, paddleboards, or kayaks), or occasional events hosted on-site. Our expert advisors can guide you through the available options, ensuring nothing important is left out.

At H&H Insurance Brokers, we pride ourselves on offering more than just an insurance policy. With almost 40 years of experience supporting rural, leisure, and tourism enterprises, we bring genuine sector expertise, a dedicated local account manager and access to leading specialist insurers in the market. Our award-winning customer service, trusted claims support, and clear, jargon-free advice are all part of what makes us a preferred partner for businesses just like yours.

Whether you operate year-round or only during the summer season, we offer flexible, seasonal insurance solutions to suit your needs - so you can welcome guests with confidence and focus on what matters most: delivering a great experience.

Protect your site. Support your guests. Secure your future.

Get in touch with our glamping and caravanning insurance experts

Contact us today and one of our advisors will provide more information, or find out more about our specialist tourism products — including guest house insurance, bed & breakfast policies and holiday home cover.

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Bespoke glamping and caravanning site insurance, what does it mean to me?

As part of our hospitality and tourism insurance offering, we provide comprehensive insurance for glamping businesses and caravan sites. Whether you need glamping pod insurance, or cover for a multi motorhome site, our experts will assess your business and tailor a policy that protects you against the essentials — while accounting for any necessary extra requirements, too.

Specific insurance for a glamping pod business

You'll require public liability insurance in case guests injure themselves at your venue and seek compensation; public liability insurance will cover the legal costs around defending a claim. It will also cover damages you may need to pay to the injured party

Understanding the 28 day campsite rule

Under permitted development rights, planning law across the UK already allows for the temporary use of land for any purpose for up to 28 days in a calendar year without the need to make an application for planning permission

Business interruption cover for campsites

Will cover you for loss of income during periods when you cannot carry out business as usual due to an unexpected event. Business interruption insurance aims to put your business back in the same trading position it was in before the event occurred.

Material damage insurance for my business

Material damage cover insures a business owner against loss or damage to physical assets including buildings, contents, plant and equipment, fitout and stock. 'Stock' is anything that moves through your business, while 'plant' is anything you use to run your business

Kara Jenkinson, Head of Commercial

FAQ's

1. What insurance do you need for a glamping site?

Employers Liability Insurance is a legal requirement for any business that has an employee or even a labour-only subcontractor, you’ll also need Public Liability for the site so that if anyone on site holds you responsible for injury or damage to their property that you have cover to protect against this. An important thing to remember is your limit of indemnity here. If you’re likely to have children on the site, making sure this limit is appropriate is important.

You’ll also need to think about any buildings/pods on the site or facilities as these will need to be insured also. Glamping often has many novelty elements to them such as hot tubs or hired out equipment such as bikes or Segways and it’s important the insurer know about all of these elements as if they don’t know it likely isn’t covered. Never assume cover under any circumstances. Each Glamping site is unique so it’s important to work with a Broker who can understand your risk and get the right information in order to get the correct cover.

2. What does campsite insurance need to cover?

Much like Glamping, typical campsites will require insurance to cover any buildings, caravans or facility buildings as well as the usual Liability insurance requirements.

3. Is public liability essential for my glamping site insurance policy?

Public Liability is essential to virtually all businesses including Glamping sites. If there is a risk that a member of the public could hold you responsible for injury or damage to their property then you need Public Liability. A Glamping/Campsite location should definitely have Public Liability insurance.