High Net Worth Insurance Policies

High net worth insurance covers owners of high value homes in the UK. Homes that require this kind of insurance are typically period houses, town and country properties or mansions where suitable buildings insurance and/or fine arts, jewellery, antiques, valuables insurance is required. 

H&H Insurance Brokers appreciate high value homes and heritage properties require specialist policies which need to be crafted to individual circumstances. 

Art collections, listed properties of most types of grade and construction may be insured. 

Our policies start with a rebuilding value of £300,000 and contents over £100,000.

  • We care for your possessions anytime, anywhere worldwide cover for theft, loss and damage of your possessions when you take them away from home.
  • Accidental damage covered as standard in our buildings and contents cover. Your possessions are replaced on a ‘new for old’ basis, with no reductions in value for wear and tear.
  • We can cover extensive jewellery, watches and fine art collections with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.
  • Protection for you and your family. We provide specialist help and support if you and your family are involved in an incident not necessarily resulting in a loss. For example we will assist you following traumatic or stressful events such as aggravated assault in an attempted burglary or identity fraud.
  • Access to specialist services. You can rely on our network of trusted contacts. We can put you in touch with experts such as surveyors, furniture restorers, safe installers, legal advisors and a 24-hour personal security helpline for when you are travelling abroad.
  • Immediate assistance for home emergencies. We include 24-hour home emergency cover as standard, giving you swift assistance from a qualified contractor in the event of an unforeseen household emergency.

Our High Net Worth policies are tailor made to meet your requirements covering virtually every eventuality for your home, its contents, your personal possessions and valuable collections.  Offering a wide range of optional sections will allow you to select the best cover for your needs. As independent brokers, we have access to a range of high-end insurers, enabling us to provide bespoke policies with an excellent service and value for money.

If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.

What our customers think

The service is simply excellent. Has been for many years now.

Joan - 06 October 2021

Very efficient

02 October 2021

Insurance brokers
excellent service every time,treated as a valued customer,always prompt and courteous.

Michael - 02 October 2021

always willing to help

John - 02 October 2021

Highly recommended for efficient and economic service

Ian - 02 October 2021

From start to finish nothing was to much trouble, promised call backs and additional information delivered with a professional and friendly approach. Would highly recommend and Lee will brilliant!!

Julie - 02 October 2021

Brilliant service as always

06 September 2021

I would recommend H & H Insurance to our farming friends.
With a very late request for a quote from ourselves, the local H & H representative came out to see us and completely understood our insurance needs and provided a favourable quote before the renewal date.

03 September 2021

efficient and helpful knowledgeable

Robert - 03 September 2021

Impressive service
Lee understood our needs, clarified the options available and found a policy that is suitable for us. We will use them again.

08 August 2021

Always so helpful nothing is to much trouble
Extremely helpful and professional nothing is to much trouble highly recommend

07 August 2021

Highly recommended
Brilliant service

Wilma - 07 August 2021

Excellent service, very friendly staff. Product ideal for our needs

Katharine - 02 August 2021

H andH insurance renewal
They looked at insurance providers and came up with a good deal for my farm

William - 06 July 2021

Good contact proffessional

06 July 2021

Very satisfactory service
I would gladly recommend them to other alpaca owners although, as I have not had to make a claim, I cannot make a comprehensive rating.

Peter - 06 July 2021

As usual with H&H,a no hastle deal! Everything explained at the start,on the rare occasions that I need to know more answers are prompt, and correct. An exçellent company to work with.

06 July 2021

Everything excellent
Everything excellent

Jim Campbell - 06 July 2021

Very user-friendly approach made it easy to purchase the policy. Significant cost saving compared with previous policy. Clearly, cannot comment at this stage about the way a claim might be dealt with. Hope we don’t need to make one!

William - 06 July 2021

Great to speak with a human being & very pleasant. Sorted in one short phone conversation.

Neil - 04 June 2021

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