High Net Worth Insurance Policies

High net worth insurance covers owners of high value homes in the UK. Homes that require this kind of insurance are typically period houses, town and country properties or mansions where suitable buildings insurance and/or fine arts, jewellery, antiques, valuables insurance is required. 

H&H Insurance Brokers appreciate high value homes and heritage properties require specialist policies which need to be crafted to individual circumstances. 

Art collections, listed properties of most types of grade and construction may be insured. 

Our policies start with a rebuilding value of £300,000 and contents over £100,000.

  • We care for your possessions anytime, anywhere worldwide cover for theft, loss and damage of your possessions when you take them away from home.
  • Accidental damage covered as standard in our buildings and contents cover. Your possessions are replaced on a ‘new for old’ basis, with no reductions in value for wear and tear.
  • We can cover extensive jewellery, watches and fine art collections with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.
  • Protection for you and your family. We provide specialist help and support if you and your family are involved in an incident not necessarily resulting in a loss. For example we will assist you following traumatic or stressful events such as aggravated assault in an attempted burglary or identity fraud.
  • Access to specialist services. You can rely on our network of trusted contacts. We can put you in touch with experts such as surveyors, furniture restorers, safe installers, legal advisors and a 24-hour personal security helpline for when you are travelling abroad.
  • Immediate assistance for home emergencies. We include 24-hour home emergency cover as standard, giving you swift assistance from a qualified contractor in the event of an unforeseen household emergency.

Our High Net Worth policies are tailor made to meet your requirements covering virtually every eventuality for your home, its contents, your personal possessions and valuable collections.  Offering a wide range of optional sections will allow you to select the best cover for your needs. As independent brokers, we have access to a range of high-end insurers, enabling us to provide bespoke policies with an excellent service and value for money.

If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.