Farm insurance, helping protect your farm and equipment

Looking for farm insurance, you have come to the right place.

Our combined insurance services can create a bespoke single policy designed to simplify your insurance needs, however complex. From small farms to very large estates, it can be used to protect buildings, machinery, personal accident, livestock, liability, business interruption, house and contents.

Insurance cover for Farm Buildings, whether large or small, can be imperative should the worst happen and your property be damaged or lost due to perils such as fire, storm or flood. Insurance provides you with financial assistance after a disaster to repair or replace buildings, and in some cases to remove old debris such as asbestos which could have made repair financially unviable.

Farm Contents and Produce and Deadstock cover will provide insurance for items such as tools, machinery, plant and stock, which is important if you are a victim of issues such as theft or fire. 
Business interruption cover is available to farms who wish to insure against loss of their farm businesses revenue. For example should a dairy unit be damaged and replacement of livestock and facilities take time then the farmers revenue losses would be paid by insurance as well as increased costs they may incur such as hiring in temporary milking equipment. 
Livestock cover is available to cover livestock losses due to perils such as fire, theft and fatal injury.

Liability cover is provided in all Farm policies, this offers protection for farmers against claims from third parties for a wide range of issues. This includes Public Liability claims if livestock escape from fields and cause loss or damage to a person or their property. Products liability should the farmer sell produce that proves to be defective. As well as Environmental Impairment Liability which is a more recent cover required by all farmers to  provide cover for the costs of cleaning up pollution conditions if required by a third party, including most notably a governmental agency. It can also cover bodily injury and property damage of third parties that are caused by the pollution condition. These claims are infrequent but in the rare instances they occur they are incredibly costly, so this cover protects farms from the potentially business ending costs. 
Other sections of cover available within most farm policies include cover for goods in transit, business money, personal accident, legal expenses.