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Expert financial advice from H&H Wealth Management

H&H Wealth Management provides both Corporate and Personal financial advice built on trust and long-term relationships, and a bespoke service tailored to your needs and future aspirations.

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Financial Advice for Business Owners

H&H Insurance Brokers offers its clients access to expert financial planning advice through H&H Wealth Management. H&H Wealth Management provides Personal and Corporate Financial advice built on trust and long-term relationships, and a bespoke service tailored to your needs and future aspirations.

Busy Business Owners

Investing large amounts of time, energy and commitment to make your business a success may result in neglecting your finances and ensuring they are protected. Let us arrange a plan to help you achieve your financial goals which is vitally important for you and your employees financial security.

Corporate Investments

For businesses to function properly, they normally need access to some level of cash in the bank. And it is not always necessary to withdraw cash from a business for things like pensions or shareholder return so a corporate investment strategy could be of use.

Employee Benefits

It can be said that most business leaders favour their staff over physical assets. Resultantly, if an important member of your team was no longer able to work due to illness, would your business be equipped to offer them financial support during this time?

Auto Enrolment

No matter what size your business is, auto enrolment is likely to have had some kind of impact. Only by planning ahead can you ensure that you have access to the best resources, support and possibly even the best terms.

Pensions

The world can be a confusing and rapidly changing place, meaning that it is highly important to receive proactive advice from a trustworthy source, on an on-going basis regarding your pension options.

Relevant Life Plan

Are you a director looking for a tax-efficient way to structure your life cover? H&H Wealth Management can offer a relevant life plan which could be the perfect choice.

Helping your finances with personal financial advice

H&H Wealth Management works in partnership with financial planning specialists Sage Wealth Management who have six offices across the north of England in Carlisle, Hexham, Alnwick, Chester-le-Street, Darlington and Newcastle. Together we can arrange a tailor-made financial package to suit your needs fully tailored to your needs which ultimately means your financial outcomes have a better chance of being more successful.

Investment Planning

Long term investment products boasting multiple benefits such as allowing a wide range of asset classes. At H&H Wealth Management, we offer a number of Investment Planning products. Including: Investment Bonds. ISA’s. Offshore Investment and Unit Trusts

Effective Tax Planning

If you have ever tried to estimate how much Inheritance Tax (IHT) may be due on your estate, you may have been surprised? Many people are unaware that Inheritance Tax (IHT) can have a significant reach and if not planned correctly.

Family Protection

The effects of accidents, sickness or redundancy can be severe on a person’s income. We will advise on suitable income protection policies and recommend levels of cover suitable for you. Treat it like a personal sick pay policy, ensuring that important monthly payments such as mortgage, household and food bills are covered.

Retirement Planning

Pensions allow for tax relief on personal contributions, When you retire, you may be able to withdraw 25% of your savings as tax-free cash, depending on the type of pension you have you may also be able to withdraw the remaining amount of your savings, either as income, or a lump sum subject to your marginal rate of income tax.

Investing Your Child’s Future

ISAs for the younger generation are available in the form of a Junior Individual Savings Account (JISA). When it comes to raising your child, there’s nothing quite like a helping hand. With the option of one-off payments or regular contributions, anyone can invest in your child’s future to help give them a head start in life.

Chris Auld, Financial Advisor

H&H Wealth Management works in partnership with financial planning specialists Sage Wealth Management. Together we can arrange a tailor-made financial package to suit your needs. Whatever your requirement, talk to us 01228 406290 in the first instance to arrange a chat.

Expert financial advice in Wealth Management.

Personal and corporate financial advice is essential for individuals and businesses to manage their finances effectively and achieve their financial goals.

Our financial advisors can help you create a personalized financial plan that takes into account your unique circumstances and goals. They can also provide guidance on tax planning and investment strategies to maximize your returns.

Corporate financial advice involves helping businesses manage their finances to achieve their objectives. This includes developing financial strategies, analyzing financial statements, managing cash flow, and optimizing capital structure. A financial advisor can also help businesses with mergers and acquisitions, risk management, and compliance with regulatory requirements.