Smallholders Combined Insurance
Whether small or large, all agricultural businesses will have diverse insurance requirements, so protecting your farm smallholding and any associated activities is crucial. Our combined smallholders’ package offers various options ensuring it is fully tailored to your requirements.
For a free no obligation quotation, please complete our enquiry form or alternatively email us and a member of our team will respond directly.
Typically, our Armitage in-Livestock Smallholders’ insurance policy will cover:
-Death from accident, sickness and disease on individual animals.
- Vet Fees
-Choose from either lifesaving surgical fees or all reasonable and normal veterinary treatment for specified animals.
- Products Liability
-Provides cover for your legal liability to third parties in connection with your product, following injury and/or damage by goods supplied, sold, repaired, tested or maintained by you.
- Personal Accident
-Provides cover if at any time you or an insured person named in the schedule are involved in an accident occurring on the premises, which solely and independently of any other cause leads to bodily injury, resulting in either your death, loss of a limb, loss of sight or permanent total disablement.
- Material Damage
-Cover for damage to your property based on the following specifications:
- Farm buildings on the premises; private dwellings are excluded
- Farm equipment at the premises for use in the course of your business
- Contents – produce and deadstock whilst in or on the premises in the course of your business
- Public Liability – Available limit of Indemnity £1m, £2m or £5m
-This type of insurance would indemnify the assured against their legal liability to pay damages (including claimants’ costs, fees and expenses) in the event of injury/sickness to a member of the public or damage to their assets whilst on your property or away at shows and sales. This would include any injury/sickness or damage caused by your animals.
- Employer’s Liability – Available limit of Indemnity £10m
-This type of insurance would indemnify the assured against their legal liability to pay damages (including claimants’ costs, fees and expenses) in respect of injury to any person employed arising out of and in the course of employment by the assured.
CLICK HERE FOR A QUOTE
Alternatively, email us and a member of our friendly and specialist team will respond directly.