Farmer standing next to tractor in a field on his mobile phone

Farm and Agricultural Machinery

If you are looking to purchase more modern and up-to-date equipment to grow your farming business, or simply replace older assets, we would be delighted to speak to you about arranging the asset finance. 

By giving us a quick call and having a chat with our highly experienced asset finance expert, we can hopefully save you a lot of time and effort trying to locate a competitive quote ... leaving you to get on with all your important farm work.  

Although we can arrange finance for brand new agricultural machinery at great rates, some of these new assets often come with subsidised finance from the dealer, so we therefore specialise in assisting farmers, agricultural contractors, forestry workers and landscapers to purchase second-hand used plant, machinery and vehicles – any item up to 10 to 15 years old. 

The following list includes some of the items we have recently arranged finance for: 

  • Tractors and Trailers (all makes, models and sizes)
  • Excavators (including mini-diggers and dumper trucks)
  • Drilling, Planting and Cultivation Machinery
  • Grass Cutting Equipment 
  • Combine Harvesters
  • Ploughs, Sprayers and Loaders
  • Robotic Milking Systems
  • Livestock Handling Systems
  • Feeding Systems
  • Farm Security Equipment and so much more...

You may also be considering diversification projects to maximise the returns on your farm including Glamping Pods, Farm Shops (note finance could include counters, refrigeration, furniture etc), Vending Machines, Ice Cream Parlours and Micro Breweries.  To discuss your project, simply contact us today, or find out more about our other Asset Finance products - including agricultural buildings and renewable energy.


Q: What assets can be financed?
A: Literally any asset you can think of, ranging from computers, CCTV, security cameras and drones right the way through to plant, machinery, vehicles and buildings. The list is endless!   

Q: What are the benefits of Hire Purchase?
A:  Spread the cost of your Investment over a fixed term, normally three to seven years, with full ownership at the end for a small option to purchase fee. 

Q: What are the benefits of Leasing?
A:  Gives the customer access to the assets they need in return for a regular monthly rental, avoiding the cost of commitment of ownership. The monthly rentals count as a monthly expense rather than owning an asset on your balance sheet. The rentals attract VAT.

Q: How does Re-Finance mean?
A:  Unlocking the value of your owned assets to improve your cashflow. Funders will tend to lend you up to 80% of a forced sale value of the asset.

Q: What types of finance are available for farmers? 
A:  Hire Purchase, Finance Lease, Unsecured Loans  

Q: If I want to diversify, will you be able to help me?
A:  Yes, we can assist with many diversification projects including glamping pods, ice cream parlours, microbreweries, farm shops and much more 

Q: How much can I borrow, at what rates and over what period?
A: Minimum advance tends to be £10,000 with no upper limit, depending on the financial strength of the business. Rates vary again depending on credit rating but are very competitive. Periods tend to range from two to seven years.