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Farmers Advised to Understand Insurance Cover for Dog Related Incidents

1st May 2019
Farmers advised to understand insurance cover for dog related incidents

As better weather sees an increase in dogs on farmland, farmers are being advised to review their insurance details and ensure they know their coverage if a dog related incident occurs on their property.

Philip Pagin, Rural Sales Manager for H&H Insurance Brokers, the largest rural insurers across the North of England, said: “Spring not only sees the increase of work of farm dogs on farmland, it also sees more people using public rights of way to walk their dogs, and this can pose several risks to livestock.”

There is obviously the well documented risk of dog attacks, however one issue that needs more awareness is the significant risk of the transmission of infectious diseases between dogs and livestock.

Philip stressed: “Farm insurance does not protect farm businesses against the cost of these transmitted diseases, and its important this is recognised. However, there are ways in which the risks can be reduced, and I want to highlight some ways in which farmers can work to prevent such incidences.”

In cattle, the biggest risk is the threat of Neosporosis, which can lead to abortions, reduced milk yields, reduced growth rates and fertility issues. It poses a significant challenge to UK farmers, and can be transmitted by cattle digesting the Neospora eggs on pasture, in feed troughs or in water contaminated by the infected dog faeces.

The diseases most worrying for sheep farmers are sarcocystosis and tapeworms. Sarcocystosis can affect up to 75% of sheep in susceptible flocks, and lambs are the most vulnerable to disease and severe infections can be fatal.

Other impacts of the disease are associated with reduced growth rates and the condemnation of infected carcasses in the abattoir. Data on the level of incidence is unknown, but it is thought to be common and, clearly, the impact can be incredibly costly to a sheep farm business.

Dog tapeworms cost the English sheep industry more than £6 million in 2012 in abattoir condemnations (EBLEX 2013). This gives an indication of the cost of tapeworms on the sheep sector. It can cause severe clinical symptoms in sheep, including poor growth rates and, occasionally death.

Philip advises: “Firstly, clean up any dog faeces. This applies to all dogs; farm dogs included. Also, worming the dog regularly using a product recommended by a vet. These are two very easy and effective ways to reduce the spread of disease.

“Dogs like to scavenge, but don’t allow them to eat fallen stock, after-birth or birth fluids from livestock and review your dog’s diet. Be aware that feeding a bone and raw food (BARF) diet to your dog can present disease risks to both your dog and livestock. Always make sure any meat or offal you feed your dog is thoroughly cooked.  Speak to your vet if you have any questions and review your farm hygiene. Look at how you manage fallen stock, afterbirth and feed – do your farm practices prevent dogs and wildlife getting to these? Look at how you can reduce the likelihood dog faeces comes into contact with your livestock.

“You can also put up signs around your land, illustrating the risks of dogs to livestock and also advising on ways to reduce them. Work with the public to help reduce the risk of dogs on the health and productivity of livestock.”

“There are many constructive ways in which you can take responsibility and reduce the risk to your business, so it is important people are made aware of these”, concluded Philip.