30th June 2020
As the country emerges from its enforced lockdown and life is returning to some normality, H&H Insurance Brokers is pleased to announce that they have recommenced on-farm and face to face customer visits, plus the Carlisle Head Office has re-opened.
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25th June 2020
In a move that much of the nation has been waiting for, individuals and businesses alike, the Government has now given the green light for more businesses to reopen in England on the 4th July, including restaurants, pubs and hairdressers. The 2m rule has now been reduced to 1m plus in areas where 1m isn’t possible, allowing those with smaller premises to reopen with mitigation in place.
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23rd June 2020
That is the question which requires an answer and some expert advice for farms which diversify into new enterprises to realise extra farm income. In fact, it has been reported that over 60% of farms have diversified in some way and it is often the case that these projects become a good proportion of annual turnover.
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21st June 2020
On 18th May 2020, the Financial Conduct Authority introduced new measures for insurance and premium finance firms to help clients in financial difficulty. Should you be experiencing financial hardship, or if things change at work or home, we may be able to help By: Re-assessing your demands and needs Reviewing levels of cover Adding or removing optional covers such as legal expenses Adding or removing people on your policy Where amendments to your insurance cover does not alleviate your payment difficulties, you should contact your finance provider directly as further support may be available, which could potentially include: The possibility of deferring payments (refer to below FAQ’s) Reduced repayments, or rescheduled term Waiving missed or late payment fees Amending your repayment date without any cost Reducing interest payments It is important that customers do not leave themselves uninsured, so we encourage you to contact us to discuss the options available if you are struggling to afford your payments during this uncertain time.
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12th June 2020
In recent weeks, the Government has employed 25,000 contact tracers who have been tasked to carry out detective work to find the people who have been in contact with those known to be infected with the coronavirus. As well as this, trials have been underway throughout May for the NHS Contact Tracing App in the Isle of Wight and this is expected to be launched across the rest of England during June.
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12th June 2020
With millions of employees now working from home, companies are having to look at how to keep as many business-critical functions running as possible while at the same time maintaining adequate security. New figures show that phishing attacks have risen 667%* in the UK in March.
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4th June 2020
As the country starts to emerge from an enforced lockdown as a result of the COVID-19 pandemic, the harvest still needs picking, retail outlets are gradually re-opening and the nation is venturing out into the countryside, which brings with it a series of inherent risks for farmers.
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29th May 2020
As the UK housing market slowly unfurls back into action following the latest Government advice for certain businesses, industry professionals have warned that rebooting the market may not be a quick process. We take a look at what people across the industry are predicting for the future of this industry in a post-lockdown world.
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28th May 2020
Here at H&H Safety, we share some valuable advice on how to keep safe on the farm focussing on when working at height, how to prevent falls and thus avoid common injuries as a result. Neil Elsender, Managing Director of IRM Safety (in partnership with H&H Safety) explains: “Falls are the second highest cause of death in agriculture – every year at least eight people die falling from a height.
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28th May 2020
H&H Insurance Brokers prompts farmers to review their livestock cover for theft and sheep worrying amidst amended bill passed in Scotland As Scotland this week passes the revised Livestock Worrying – Dogs (Protection of Livestock) (Amendment) Bill, our specialist insurance livestock team considers this increasing problem for farmers following their busy lambing and calving season.
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22nd May 2020
Hazardous substances are an inherent danger in the farming industry, especially at this time of year, however with the Covid-19 lock down and with children at home permanently it is even more important to be extra vigilant. H&H Insurance Brokers is working in partnership IRM Safety under the brand of H&H Safety, to promote farm health and safety to the agricultural industry in order to avoid common, often preventable accidents.
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18th May 2020
Here at H&H Safety, working in partnership with IRM Safety, our service is aimed at safeguarding rural business livelihoods by supporting business owners to adhere to current health and safety legislation. So in line with recent developments, we are offering businesses who are planning to re-open some advice and useful links/tips to ensure that they have put reasonable measures in place to protect employees, suppliers and customers against the risk of COVID-19.
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