Farms feeding sheep in field

Bespoke Online Insurance Policy for Smallholders Launched

Posted on: 10th September 2019

Often a big issue for smaller scale farmers and smallholders is finding insurance cover designed and suitable for their needs, from the consequences of liability, loss or damage.  That’s why, Carlisle-based H&H Insurance Brokers (HHIB), who has an in-depth understanding of this market, has launched Smallholder Protect®, a bespoke policy which offers cover to those with less than 50 acres of land, 24/7 for 365 days of the year.

Smallholder Protect® has been designed to cater for most smallholdings, small working farms or hobby farmers that own under 50 acres, and HHIB, who is highly respected within the industry, is one of very few companies to offer this type of service in the UK.

Giving background to this new service, Paul Graham, Managing Director at H&H Insurance Brokers, said: “Although small scale farmers may not face as many issues as their larger neighbours, they do still have an enterprise to run. As such the threats and liabilities are just as real, and of course the assets of their business need protecting.”

“With increasing numbers of people interested, and taking up small-scale farming, there has a been a growth in demand for this type of specialist product. For many in this sector, they are fully aware that they are not in the business of commercial farming, but they are however aware that it is still essential to be protected. Smallholder Protect® does just this and ensures that their needs are covered.”

“As a firm of rural insurance brokers, we fully understand that it is not always possible to call an office between 9-5, so we have launched a dedicated website www.smallholderprotect.co.uk to ensure that people can still get a quotation and cover 24/7 for 365 days of the year. By paying online, your cover starts immediately, or on the date you select, and all your documents will be sent via email too”, adds Paul.

Very competitively priced, Smallholder Protect® also boasts a wide range of cover such as agricultural buildings and contents, livestock, machinery, plus all liability needs – public, product and even employers. It can also include home and contents insurance if you choose to – so everything is covered under the one policy with one renewal date to remember. Cover for Employer’s Liability is included as standard and extends to helpers and friends who lend you a hand on a voluntary basis – an essential in today’s world.

Paul concludes: “If you are over the 50-acre limit or need to discuss further cover, you may still call us and we can discuss your needs to ensure we get the right cover for you.”

Smallholder Protect® is a trading name of H&H Insurance Brokers, who has over 30 years agricultural insurance experience and is one of the largest specialist independent insurance brokers in the UK, providing farm and rural businesses with bespoke insurance policies.

For more information visit the new website and let us know what you think!

What our customers think

Would recommend

10 January 2021

Excellent
Excellent service fast and hassle free kept up to date

Christopher - 08 January 2021

H&H Insurance.
they found me a good insurance at the right price .

Eric - 07 January 2021

They were supportive, persistent, patient and affable - and we concuded the business successfully. I would recommend them to anyone.

Richard - 07 January 2021

Excellent and speedy service
Anyone we spoke to was well informed and very helpful

07 January 2021

The whole experience easy from start to finish. Everything was explained to me before making my decision. Very helpful staff. Definitely recommend to others!

07 January 2021

Easy to deal with and efficient
Yes definitely

07 January 2021

Good prompt reply
Good prompt responses to questions and enquiries and they try hard not to be beaten on price.

07 January 2021

good service

Andrew - 06 December 2020

They rang us up as the reminder email was sent to an old address and we were in danger of being of missing the start date for the new policy and would not have been insured.

Patricia - 03 December 2020

Great service
Great service, thanks Lee!

Helen - 03 December 2020

Efficient service In difficult times.

03 December 2020

Excellent staff
Excellent everything was explained and understood. Staff very helpful.

Michael - 08 November 2020

Good service
Great service and would recommend.

07 November 2020

H&H do the job!
We are not so good at responding to first emails - even though all information is always provided in a clear way, with timelines. We appreciate H&H for following up with us. Because of their work, we have not missed an important deadline yet. We have used H&H for years - because they are good at what they do. We need yo thank them!!

06 October 2020

If H and H continue provide competitive Farm Insurance, giving the required cover but at a lot lower price than other providers, I can certainly recommend them. I found out about H and H because another farmer recommended them to me.

Rory - 18 October 2020

I've renewed my house and contents insurance again with H&H Insurance Brokers; Cameron Johnston provided an excellent service and the policy is very competitively priced.

Nina - 07 October 2020

Great as always
Straight forward great prices why would you go anywhere else

07 October 2020

Negotiated the cost well. Pleasant staff.

06 October 2020

All ways helpful and prepared for all situations.
Always ready to discuss different situations and prepared to help at any time. Staff always friendly and helpful.

Brenda - 06 October 2020

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