Residential Landlord's Insurance

With an emergency helpline open 24/7 365 days a year and a policy underwritten by a strong rated UK insurer, H&H Insurance Brokers provides a firm foundation policy at a competitive price to give you peace of mind with your buy-to-let investment.

Landlord’s insurance is required specifically for people who let a property out. It is different to normal household insurance as it allows tenants to live in your property while still covering your investment. Our bespoke Landlord’s insurance cover provides support for you as a residential landlord and includes a comprehensive range of cover. From solicitors’ fees and court costs incurred in the event of a dispute with a tenant to a burst pipe or central heating failure to a troublesome lost house key – this policy will cover it all.

This comprehensive policy covers legal expenses, home emergency and key cover.

• Legal Expenses would include:
  • Payment of unpaid rent contractually due to the landlord
  • The eviction of the tenant and/or squatters from the property
  • A tenant’s or third party’s alleged or actual negligent act or omission, nuisance, trespass or criminal damage relating to the property
  • The non-payment of service charges due by a tenant
  • A dispute over the contract for the sale or purchase of the property
• The Home Emergency aspect provides cover
  • For contractor’s fees to attend the property and effect an emergency repair for a variety of reasons including:
    • Burst pipes or sudden leakage
    • Failure of the insured’s domestic water mains or electricity supply
    • Total failure and/or breakdown of the insured’s heating system
    • Inoperable toilet
    • The property becoming insecure from damaged doors, windows or locks
    • Roofing, down-piping or guttering failure
    • An infestation of pests

With the added peace of mind knowing that for home emergencies Contractors on site within hours or at a mutually agreed time

• Plus Key Cover within this specialist policy protects the insured against the cost of locksmith’s fees and replacement keys and includes the issue of a numbered key fob if requested. Specifically the policy covers:
  In the event that the insured’s keys are lost, damaged or stolen cover is provided for:
  • Locksmith’s fees
  • Replacement keys
  • And if a security risk has arisen cover will be provided for new locks

For a free ‘no obligation’ quotation please complete our enquiry form or alternatively email us and a member of our team will respond directly.