Jewellery, Fine Art & Antiques Insurance

While most people are aware that their house is probably their most valuable asset, they sometimes forget that the cost of replacing their household Contents and Personal Possessions is also increasing. This is especially true of things such as jewellery, fine art, paintings and sculpture, wine cellars and collections of all kinds.

The cover provided by a high net worth policy is specially designed to take away the worry of not being adequately insured and an appraisal service is available for those treasured possessions that require individual consideration.
Cover Available:

Here are just a few of the benefits you may expect under a High Net Worth policy:

  • Worldwide All Risks cover
  • 24-hour help lines
  • Agreed value
  • Annual travel cover
  • Automatic cover for gifts & new purchases
  • Cash option on claim settlements
  • Children’s property at university
  • Parents’ or grandparents’ property in a residential care home
  • Restoration cost plus depreciation
  • Warranty-free cover

We also cover extensive jewellery, watches and fine art collections and it is worth noting with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.  

If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.

Note: Small craft, second homes and holiday homes abroad or in the UK can be covered under the same policy.

Looking to buy antiques or antique jewellery?  Click here to be directed to our sister company H&H Auction Rooms for details of their forthcoming sales.

What our customers think

Dylan was spot on and advised us perfectly. He was a pleasure to deal with.

Peter - 09 May 2021

A successful zoom meeting was set up. Very knowledgable H & H adviser. Able to offer useful advice.

07 May 2021

Yes I would recommend them as they are very good. Word of mouth is so important and that is how we came to know of H+H and we would recommend them without any problem

Arwel - 07 May 2021

The contact between the Company and client is excellent. Queries are responded to very quickly.

Linda - 07 May 2021

Customer Focussed
Lee took the time to understand my needs and was very responsive to the questions I had, and worked out the best solution for my situation.

07 May 2021

Great service
always great to deal with. helpful, responsive, flexible.

07 May 2021

Politeness and efficient

Robin - 07 May 2021

First Class service, would highly recommend H & H Insurance Brokers for all property and vehicle insurance.

Janice - 06 April 2021

Excellent Service - very supportive and human
Reminded me about the renewal of my policy. Provided documentation and responded to questions quickly and fully.

Lily - 06 April 2021

give excellent details of cover/cost etc in a friendly manner

04 April 2021

Very efficient and professional and Know what they are talking about will recommend them to anyone

Robert - 02 April 2021

Very helpful sorting out a not so straight forward tractor insurance.

Adrian - 02 April 2021

Good service as usual
Farm insurances

N & A M - 02 April 2021

First class service.
Very helpful friendly service. Nothing was too much trouble.

Jennifer - 02 April 2021

Excellent
Good communication. Extremely helpful. Prompt service. Reasonable cost

Rhys - 02 April 2021

Very good
Good good good good good good very good very good

02 April 2021

The phone was answered immediately, I was able to discuss the details of my policy and then amend it. I felt she knew what she was doing.

04 March 2021

Very helpful, easy to talk to.

Ronald - 02 March 2021

Great ser
We have had insurance from H and H for many years and they have always given great service

02 March 2021

Just what I wanted - and fast too!
Very efficient and pleasant.

Janet - 02 March 2021

INDEPENDENT REVIEWS FROM FEEFO