Jewellery, Fine Art & Antiques Insurance

While most people are aware that their house is probably their most valuable asset, they sometimes forget that the cost of replacing their household Contents and Personal Possessions is also increasing. This is especially true of things such as jewellery, fine art, paintings and sculpture, wine cellars and collections of all kinds.

The cover provided by a high net worth policy is specially designed to take away the worry of not being adequately insured and an appraisal service is available for those treasured possessions that require individual consideration.
Cover Available:

Here are just a few of the benefits you may expect under a High Net Worth policy:

  • Worldwide All Risks cover
  • 24-hour help lines
  • Agreed value
  • Annual travel cover
  • Automatic cover for gifts & new purchases
  • Cash option on claim settlements
  • Children’s property at university
  • Parents’ or grandparents’ property in a residential care home
  • Restoration cost plus depreciation
  • Warranty-free cover

We also cover extensive jewellery, watches and fine art collections and it is worth noting with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.  

If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.

Note: Small craft, second homes and holiday homes abroad or in the UK can be covered under the same policy.

Looking to buy antiques or antique jewellery?  Click here to be directed to our sister company H&H Auction Rooms for details of their forthcoming sales.

What our customers think

The service is simply excellent. Has been for many years now.

Joan - 06 October 2021

Very efficient

02 October 2021

Insurance brokers
excellent service every time,treated as a valued customer,always prompt and courteous.

Michael - 02 October 2021

always willing to help

John - 02 October 2021

Highly recommended for efficient and economic service

Ian - 02 October 2021

From start to finish nothing was to much trouble, promised call backs and additional information delivered with a professional and friendly approach. Would highly recommend and Lee will brilliant!!

Julie - 02 October 2021

Brilliant service as always

06 September 2021

I would recommend H & H Insurance to our farming friends.
With a very late request for a quote from ourselves, the local H & H representative came out to see us and completely understood our insurance needs and provided a favourable quote before the renewal date.

03 September 2021

efficient and helpful knowledgeable

Robert - 03 September 2021

Impressive service
Lee understood our needs, clarified the options available and found a policy that is suitable for us. We will use them again.

08 August 2021

Always so helpful nothing is to much trouble
Extremely helpful and professional nothing is to much trouble highly recommend

07 August 2021

Highly recommended
Brilliant service

Wilma - 07 August 2021

Excellent service, very friendly staff. Product ideal for our needs

Katharine - 02 August 2021

H andH insurance renewal
They looked at insurance providers and came up with a good deal for my farm

William - 06 July 2021

Good contact proffessional

06 July 2021

Very satisfactory service
I would gladly recommend them to other alpaca owners although, as I have not had to make a claim, I cannot make a comprehensive rating.

Peter - 06 July 2021

As usual with H&H,a no hastle deal! Everything explained at the start,on the rare occasions that I need to know more answers are prompt, and correct. An exçellent company to work with.

06 July 2021

Everything excellent
Everything excellent

Jim Campbell - 06 July 2021

Very user-friendly approach made it easy to purchase the policy. Significant cost saving compared with previous policy. Clearly, cannot comment at this stage about the way a claim might be dealt with. Hope we don’t need to make one!

William - 06 July 2021

Great to speak with a human being & very pleasant. Sorted in one short phone conversation.

Neil - 04 June 2021

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