While most people are aware that their house is probably their most valuable asset, they sometimes forget that the cost of replacing their household Contents and Personal Possessions is also increasing. This is especially true of things such as jewellery, fine art, paintings and sculpture, wine cellars and collections of all kinds.
The cover provided by a high net worth policy is specially designed to take away the worry of not being adequately insured and an appraisal service is available for those treasured possessions that require individual consideration.
Here are just a few of the benefits you may expect under a High Net Worth policy:
- Worldwide All Risks cover
- 24-hour help lines
- Agreed value
- Annual travel cover
- Automatic cover for gifts & new purchases
- Cash option on claim settlements
- Children’s property at university
- Parents’ or grandparents’ property in a residential care home
- Restoration cost plus depreciation
- Warranty-free cover
We also cover extensive jewellery, watches and fine art collections and it is worth noting with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.
If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.
Note: Small craft, second homes and holiday homes abroad or in the UK can be covered under the same policy.
Looking to buy antiques or antique jewellery? Click here to be directed to our sister company H&H Auction Rooms for details of their forthcoming sales.