Jewellery, Fine Art & Antiques Insurance

While most people are aware that their house is probably their most valuable asset, they sometimes forget that the cost of replacing their household Contents and Personal Possessions is also increasing. This is especially true of things such as jewellery, fine art, paintings and sculpture, wine cellars and collections of all kinds.

The cover provided by a high net worth policy is specially designed to take away the worry of not being adequately insured and an appraisal service is available for those treasured possessions that require individual consideration.
Cover Available:

Here are just a few of the benefits you may expect under a High Net Worth policy:

  • Worldwide All Risks cover
  • 24-hour help lines
  • Agreed value
  • Annual travel cover
  • Automatic cover for gifts & new purchases
  • Cash option on claim settlements
  • Children’s property at university
  • Parents’ or grandparents’ property in a residential care home
  • Restoration cost plus depreciation
  • Warranty-free cover

We also cover extensive jewellery, watches and fine art collections and it is worth noting with the significant rises in recent years, the value of these collections may have increased significantly and it is always important to ensure that you are appropriately covered with a tailor made insurance policy.  

If you would like to know more, please complete our contact form or alternatively email us and a member of our team will respond directly or you may prefer to telephone us on 01228 406290 (Carlisle) 01913 499463 (Durham) and 01824 707317 (Ruthin, North Wales) and a member of our team will respond directly.

Note: Small craft, second homes and holiday homes abroad or in the UK can be covered under the same policy.

Looking to buy antiques or antique jewellery?  Click here to be directed to our sister company H&H Auction Rooms for details of their forthcoming sales.

What our customers think

Personal touch valued. Time to discuss details.
A personal visit from representative enabled us to discuss fully any points we were unsure about, thus enabling us to make a better informed decision about what to include and what to miss out.

Karen - 06 January 2022

Great service
Easy to deal with

05 January 2022

Recommend them again

Andy - 05 January 2022

Professional and efficient. I will use them again and recommend them

04 January 2022

The sales rep Haf was brilliant and found me a good deal
Brilliant service , good deal and easy to talk to someone who understood what I was after for my policy

02 December 2021

Excellent personal service.
Luke was very patient in explaining the 2 types of insurance my business needs and is likely to get a third policy from us in January.

Ray Cassidy - 02 December 2021

Very good
Very good, Yes. Not necessary

02 December 2021

Prompt and excellent service

02 December 2021

Great service
They were in touch with me on a regular basis sorting my insurance out. Then got me a good deal. Also when I had queries they were quick to answer them.

02 December 2021

Yes I would recommend to others. The staff were very helpful.

James - 02 December 2021

Excellent
Excellent service

02 December 2021

Professional people to deal with
Have insured our farm and holiday cottage for many years and find everyone at the company always keen to help and support

02 December 2021

They listen to what you have to say and recommend the best cover available,then find the best deal to suit your needs.

Margaret - 08 November 2021

excellent service
excellent servibe by HandH would definately recommend

Ian - 07 November 2021

As usual reliable, friendly and efficient.

Katharine - 05 November 2021

Excellent service
Excellent service and very helpful staff

Marshal - 05 November 2021

They handled all my questions quickly and easily

05 November 2021

From picking up the phone they responded professionally and very promptly to provide a competitive quote. This was flexibly adjusted to meet all of our requirements resulting complete cover within a week.

05 November 2021

Jade was very helpful and also gave us some great advice but most importantly saved us quite a bit of money on our yearly insurance costs

John - 05 November 2021

All process handled well from start to finish Would highly recommend them

Stephen - 05 November 2021

INDEPENDENT REVIEWS FROM FEEFO