Whether you are a property owner with one or two properties through to a large portfolio, or you are looking to insure you own home, we can help. With our expertise in property insurance and the markets we can access, whatever the need we are confident we will find the right cover at the right price.
Whether you own just one residential rental property or many, you’ll need more than a standard home insurance policy. As a landlord you need to have the right level of insurance cover in place to help pay for unexpected events.
Typical landlord policies will include cover for:
- Buildings and contents
- Let to all types of tenants
- Malicious damage cover by tenants
- Accidental damage cover (optional)
Here at H&H Insurance Brokers we understand when it comes to your second home insurance you require peace of mind knowing your home and its contents are safe and ready to use when you or your guests open the front door for that well deserved holiday or long weekend break. We appreciate that your holiday home will be decorated and furnished to a high standard and you may also have additional luxuries such as a hot tub in the garden, a plasma screen and gym equipment so accidental damage and theft cover will be important to you.
If you own a B&B, or are just opening up a spare room to rent out to guests, we appreciate that running a B&B can be both busy and rewarding. It's important therefore, to make sure you've got all the insurance covers you need in the event of those unexpected events.
Our policies can provide a wide range of covers from business interruption, public and employers liability, damage by guests and more.
H&H Insurance Brokers will work with you to tailor make a policy that meets your requirements to ensure your business is protected.
High Net Worth
High net worth insurance covers owners of high value homes in the UK. Homes that require this kind of insurance are typically period houses, town and country properties, mansions, etc where suitable buildings insurance and/or fine arts, jewellery, antiques, valuables insurance is required. H&H Insurance Brokers appreciate high value homes and heritage properties require specialist policies which need to be crafted to individual circumstances.
Art collections, listed properties of most types of grade and construction may be insured. Our policies start with a rebuilding value of £300,000 and contents over £100,000.
As an independent broker, H&H Insurance Brokers will shop around and do our best to save you money whilst providing the level of cover that fully meets your needs.
Our Home policies are therefore tailor made to meet your requirements. They provide a wide range of optional sections and allows you to choose the best cover for your needs. Whether you’re looking for home contents insurance or buildings insurance, or a combination of the two, you’ll be in safe hands with us.
Jewellery, Fine Art & Antiques
While most people are aware that their house is probably their most valuable asset, they sometimes forget that the cost of replacing their household Contents and Personal Possessions is also increasing. This is especially true of things such as jewellery, fine art, paintings and sculpture, wine cellars and collections of all kinds.
The cover provided by a High Net Worth policy is specially designed to take away the worry of not being adequately insured and an appraisal service is available for those treasured possessions that require individual consideration.