Farmer standing next to tractor in a field on his mobile phone

Farm and Agricultural Machinery

If you are looking to purchase more modern and up-to-date equipment to grow your farming business, or simply replace older assets, we would be delighted to speak to you about arranging the asset finance. 

By giving us a quick call and having a chat with our highly experienced asset finance expert, we can hopefully save you a lot of time and effort trying to locate a competitive quote ... leaving you to get on with all your important farm work.  

Although we can arrange finance for brand new agricultural machinery at great rates, some of these new assets often come with subsidised finance from the dealer, so we therefore specialise in assisting farmers, agricultural contractors, forestry workers and landscapers to purchase second-hand used plant, machinery and vehicles – any item up to 10 to 15 years old. 

The following list includes some of the items we have recently arranged finance for: 

  • Tractors and Trailers (all makes, models and sizes)
  • Excavators (including mini-diggers and dumper trucks)
  • Drilling, Planting and Cultivation Machinery
  • Grass Cutting Equipment 
  • Combine Harvesters
  • Ploughs, Sprayers and Loaders
  • Robotic Milking Systems
  • Livestock Handling Systems
  • Feeding Systems
  • Farm Security Equipment and so much more...

You may also be considering diversification projects to maximise the returns on your farm including Glamping Pods, Farm Shops (note finance could include counters, refrigeration, furniture etc), Vending Machines, Ice Cream Parlours and Micro Breweries.  Please give us a call to discuss your project. 

FAQ’s:

Q: What assets can be financed?
A: Literally any asset you can think of, ranging from computers, CCTV, security cameras and drones right the way through to plant, machinery, vehicles and buildings. The list is endless!   

Q: What are the benefits of Hire Purchase?
A:  Spread the cost of your Investment over a fixed term, normally three to seven years, with full ownership at the end for a small option to purchase fee. 

Q: What are the benefits of Leasing?
A:  Gives the customer access to the assets they need in return for a regular monthly rental, avoiding the cost of commitment of ownership. The monthly rentals count as a monthly expense rather than owning an asset on your balance sheet. The rentals attract VAT.

Q: How does Re-Finance mean?
A:  Unlocking the value of your owned assets to improve your cashflow. Funders will tend to lend you up to 80% of a forced sale value of the asset.

Q: What types of finance are available for farmers? 
A:  Hire Purchase, Finance Lease, Unsecured Loans  

Q: If I want to diversify, will you be able to help me?
A:  Yes, we can assist with many diversification projects including glamping pods, ice cream parlours, microbreweries, farm shops and much more 

Q: How much can I borrow, at what rates and over what period?
A: Minimum advance tends to be £10,000 with no upper limit, depending on the financial strength of the business. Rates vary again depending on credit rating but are very competitive. Periods tend to range from two to seven years.

What our customers think

H andH insurance renewal
They looked at insurance providers and came up with a good deal for my farm

William - 06 July 2021

Good contact proffessional

06 July 2021

Very satisfactory service
I would gladly recommend them to other alpaca owners although, as I have not had to make a claim, I cannot make a comprehensive rating.

Peter - 06 July 2021

As usual with H&H,a no hastle deal! Everything explained at the start,on the rare occasions that I need to know more answers are prompt, and correct. An exçellent company to work with.

06 July 2021

Everything excellent
Everything excellent

Jim Campbell - 06 July 2021

Very user-friendly approach made it easy to purchase the policy. Significant cost saving compared with previous policy. Clearly, cannot comment at this stage about the way a claim might be dealt with. Hope we don’t need to make one!

William - 06 July 2021

Great to speak with a human being & very pleasant. Sorted in one short phone conversation.

Neil - 04 June 2021

Excellent
Saved us money by finding a better quote with a different provider

David - 02 June 2021

Excellent service as ever, policies looked at in detail, update or upgraded, as it should be.

02 June 2021

Smooth renewal transaction

Mark - 02 June 2021

fantastic and very helpful

Allan - 02 June 2021

Dylan was spot on and advised us perfectly. He was a pleasure to deal with.

Peter - 09 May 2021

A successful zoom meeting was set up. Very knowledgable H & H adviser. Able to offer useful advice.

07 May 2021

Yes I would recommend them as they are very good. Word of mouth is so important and that is how we came to know of H+H and we would recommend them without any problem

Arwel - 07 May 2021

The contact between the Company and client is excellent. Queries are responded to very quickly.

Linda - 07 May 2021

Customer Focussed
Lee took the time to understand my needs and was very responsive to the questions I had, and worked out the best solution for my situation.

07 May 2021

Great service
always great to deal with. helpful, responsive, flexible.

07 May 2021

Politeness and efficient

Robin - 07 May 2021

First Class service, would highly recommend H & H Insurance Brokers for all property and vehicle insurance.

Janice - 06 April 2021

Excellent Service - very supportive and human
Reminded me about the renewal of my policy. Provided documentation and responded to questions quickly and fully.

Lily - 06 April 2021

INDEPENDENT REVIEWS FROM FEEFO