No call centres

You deal with the person who sat at your kitchen table the week before

No call centres

You will deal with the person who sat at your kitchen table the week before

No call centres

You deal with the person who sat at your kitchen table the week before

Smallholding Insurance Policies

Our Smallholding policies are tailor made to meet your requirements. They provide a wide range of optional sections and allow you to choose the right cover for your needs. Policies are underwritten by UK insurers which we believe provide excellent service and value for money.

Cover provided is designed specifically for smallholdings of under 50 acres with flexibility to pick and choose the covers required. Common smallholder diversification such as farm-gate sales and DIY Livery can be accommodated.

We can arrange an instant quote and immediate documents,  supported by an excellent claims service and competitive premiums starting at just £200 including IPT.

The most widely requested covers are listed below:

  • Farm Buildings
    Option to choose from a sum insured between £25,000 – £100,000 plus a range of additional covers. Cover is on a reinstatement basis.
  • Household Buildings
    Option to choose from a sum insured between £150,000 – £750,000 with accidental damage option.
  • Household Contents
    Option to choose from a sum insured between £40,000 – £90,000 with accidental damage option.
  • Produce & Deadstock
    Option to choose from £5,000 – £10,000 plus a range of additional covers.
  • Machinery & Tools
    Option to choose from a sum insured between £5,000 – £15,000 plus a range of additional covers. Cover is on an indemnity basis.
  • Livestock
    Option to choose from a sum insured between £10,000 – £20,000. Optional covers include fatal injury, worrying and mysterious disappearance.
  • Employers Liability
    Standard £10,000,000 limit of indemnity
  • Public & Products Liability
    Up to £2,000,000 limit of indemnity and can be extended to cover B&B*, Camping & Caravanning*, DIY Livery* and Sale of Produce either at the farm gate or at a local market

*Limits apply

For a free ‘no obligation’ quotation please complete our enquiry form or alternatively email us and a member of our team will respond directly.

Our promise to you

By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:

  1. A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
  2. A named point of contact in the office to handle your day-to-day enquiries
  3. The team handling your insurances will be experienced, friendly, helpful and knowledgeable
  4. You have access to the insurance market and our relationships with major insurers and underwriters will ensure the ‘right’ insurances for you
  5. We will review your insurances annually to ensure that they continue to meet your requirements
  6. You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
  7. You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority.
Contact us regarding your Smallholding insurance. Call 01228 406 290

FAQs

No but cover can easily be arranged under a range of our specialist motor policies.
No but cover is available under a range of specialist contractors policies.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over a nominated period to suit you.
Close Brothers Premium Finance will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who take time to understand your business
  • To save you time and better understand your needs, we’ll come to you
  • We will get the right cover for you at a competitive price
  • Provide both standard and niche insurance covers
  • For more details click here

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Finalist for Category Best Customer Service Excellence

15th August 2017

H&H Insurance Brokers now trading for 30 years across Cumbria, remain truly independent and offer a personal service (no call centres) and bespoke insurance cover at a competitive price – whatever the business size. 

Read more

Reducing the Risks to your Business with Farm Insurance

21st July 2017

A farmer’s focus is on the efficient production of crop products and livestock, however, with so many variables involved – animal behaviour, machinery, the human factor, and of course, the weather – it is perhaps not surprising that the Health and Safety Executive (HSE) considers farming a high risk area.  

Read more

Recent Tweets
from H&H Insurance