The financial and legal risks facing the rural community have never been greater. Customers, employees and suppliers are increasingly willing and able to make claims, and investigations by UK regulators including the HSE, Environment Agency and HMRC are more robust and commonplace than ever before.
Finding a bespoke type of management liability insurance specifically designed to protect the interests of the farming and rural community has been a challenge for many businesses, until now.
Bespoke rural insurance for you and your farm business
This bespoke product provides cover for both the business and personal liability of the owner, partner or director in the event of an allegation or investigation. The policy provides cover for the legal representation costs plus any award made and is tailored to reflect the specific risks and particular circumstances faced by farmers and rural business owners and managers.
Rural insurance for farm partnerships and sole traders
Whilst protection for Directors of Limited companies has been available for many years, this unique product will also cover Farm Partnerships and Sole Traders in addition to Directors meaning that all types of farming and rural businesses can be protected against the increasing litigation and regulation they face.
A specialist type of rural insurance
Key features of this specialist type of Management Liability include:
To find out more about liability insurance for farmers or for a free quotation, contact the dedicated Rural Protect insurance team at H&H Insurance Brokers on 01228 406290 or email us with your query
By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:
H&H Insurance Brokers now trading for 30 years across Cumbria, remain truly independent and offer a personal service (no call centres) and bespoke insurance cover at a competitive price – whatever the business size.
A farmer’s focus is on the efficient production of crop products and livestock, however, with so many variables involved – animal behaviour, machinery, the human factor, and of course, the weather – it is perhaps not surprising that the Health and Safety Executive (HSE) considers farming a high risk area.