Farm and Rural Insurance Specialists

Who understand the agricultural sector and will ensure you
have the right cover for your needs

Celebrating 30 Years in Business

Understanding your requirements
to provide the right cover at a competitive price

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Rural Protect Insurance

The financial and legal risks facing the rural community have never been greater. Customers, employees and suppliers are increasingly willing and able to make claims, and investigations by UK regulators including the HSE, Environment Agency and HMRC are more robust and commonplace than ever before.

Finding a bespoke type of management liability insurance specifically designed to protect the interests of the farming and rural community has been a challenge for many businesses, until now.

Bespoke rural liability insurance for your farm business

This bespoke rural liability insurance provides cover for both the business and personal liability of the owner, partner or director in the event of an allegation or investigation. The policy provides cover for the legal representation costs plus any award made and is tailored to reflect the specific risks and particular circumstances faced by farmers and rural business owners and managers.

Rural insurance for farm partnerships and sole traders
Whilst protection for Directors of Limited companies has been available for many years, this unique product will also cover Farm Partnerships and Sole Traders in addition to Directors meaning that all types of farming and rural businesses can be protected against the increasing litigation and regulation they face.

A specialist type of rural insurance
Key features of this specialist type of Management Liability include:

  • Legal Costs, Awards or Settlements for any claim or regulatory action brought against any past, present or future director, partner, owner or employee
  • Covers all regulators in the UK
  • Standard cover includes Company cover – claims made against the business as opposed to an individual
  • Does not contain a “prospect of success” clause unlike Legal Expenses
  • Investigation and defence costs are covered, plus awards
  • Access to rradar – a specialist law firm providing a risk management service to underpin your insurance policy.

To find out more about liability insurance for farmers or for a free quotation, contact the dedicated Rural Protect insurance team at H&H Insurance Brokers on 01228 406290 or email us with your query

Contact us for your Rural Protect insurance. Call 01228 406 290

FAQs

At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over a nominated period to suit you.
Premium Credit Limited will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch with us to discuss your needs with one of our specialist brokers.

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01228 406 290

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Farm Insurances

Why choose H&H?

  • Real experts who understand farming
  • To save you time and better understand your needs, we’ll come to you
  • We get you the right cover at a competitive price
  • Provide both standard and niche insurance covers
  • For more details click here

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

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