No call centres

You deal with the person who sat at your kitchen table the week before

No call centres

You will deal with the person who sat at your kitchen table the week before

No call centres

You deal with the person who sat at your kitchen table the week before

Solar Energy & Photovoltaic (PV) Insurance

Solar power has huge potential to provide landowners, commercial businesses and communities with free renewable electricity and a cash income for 20 years. Though tariff rates have reduced in recent years, the costs of panels have similarly reduced. Solar electricity is still a very viable option for business diversification.

Through the evolution of the renewable energy technology, H&H Insurance Brokers has developed specialist knowledge with a number of underwriters to provide policies which meet the needs of those investing in renewable technologies such as Solar/PV.  Specifically designed with the renewable energy customer in mind, the focus of the covers is on minimising the disruption caused by physical damage, including breakdown and business interruption, during both the construction and operational phases of the project.

Like all renewable energy technologies there are significant risks which can impact and result in a loss.  The most common causes of loss or damage to Solar/PV installations are:

–  Theft or attempted theft of panels
–  Damage from weather events such as windstorm or hail
–  Impact damage
–  Failure of trackers
–  Failure of substation / electrical equipment
–  Fire

We can provide insurance cover for Solar/PV installations which are not only ground mounted but also fitted to roofs or walls of buildings.  Contact us to discuss your project for a free ‘no obligation’ quotation by completing our enquiry form or alternatively email us and a member of our renewables team will respond directly.

Our sister company H&H Land and Property has a team of renewables specialists and planners who can help you identify the best solar system for your site, taking account of innovations in the technology, local Grid capacity and your electricity needs, and will help you through the stages from initial requirements through planning and on to negotiation with developers and installers.

  • Feasibility
    A robust but basic service including mapping, desk top surveys and liaison with your electricity provider and local council. By the end of this stage, they will be in a position to advise on project viability or to help you look at alternative technologies.
  • Planning
    Their professional and experienced team will present your application with specialist reports, maps and plans to the local planning authority, giving you the best chance of success.
  • Project Management
    The renewables team can help you with both financial, electrical and construction planning enabling you to reduce costs and get the right contractors in place at the right time.

For more information contact Victoria Lancaster on T: 01228 406260 or email her direct.

Our promise to you

By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:

  1. A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
  2. A named point of contact in the office to handle your day-to-day enquiries
  3. The team handling your insurances will be experienced, friendly, helpful and knowledgeable
  4. You have access to the insurance market and our relationships with major insurers and underwriters will ensure the ‘right’ insurances for you
  5. We will review your insurances annually to ensure that they continue to meet your requirements
  6. You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
  7. You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority.
Specialist Renewable Energy insurance cover. Call 01228 406 290


At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over a nominated period to suit you.
Close Brothers Premium Finance will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who take time to understand your business
  • To save you time and better understand your needs, we’ll come to you
  • We get you the right cover at a competitive price
  • Provide both standard and niche insurance covers

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Finalist for Category Best Customer Service Excellence

15th August 2017

H&H Insurance Brokers now trading for 30 years across Cumbria, remain truly independent and offer a personal service (no call centres) and bespoke insurance cover at a competitive price – whatever the business size. 

Read more

Reducing the Risks to your Business with Farm Insurance

21st July 2017

A farmer’s focus is on the efficient production of crop products and livestock, however, with so many variables involved – animal behaviour, machinery, the human factor, and of course, the weather – it is perhaps not surprising that the Health and Safety Executive (HSE) considers farming a high risk area.  

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