No call centres

You deal with the person who sat at your kitchen table the week before

No call centres

You will deal with the person who sat at your kitchen table the week before

No call centres

You deal with the person who sat at your kitchen table the week before

Anaerobic Digestion / Biomass Insurance

Land owners, dairy farmers and food producers often have the land, the crops and the waste (including animal manure) to supply and site an Anaerobic Digester.   The digestion is a series of processes in which organic material is broken down in the absence of oxygen (so within an enclosed container) which releases biogas.  In addition to managing waste to commence the process, the biogas can then be harnessed to generate renewable heat and electricity for either industrial or domestic purposes.  The product remaining is a nutrient rich fertiliser, known as digestate, which itself can be utilised as an alternative to synthetic fertilisers.   These processes produce particular risk exposures including:

–  Fire
–  Explosion of boilers or pressure vessels
–  Breakdown or failure of gas engines or steam turbines
–  Spontaneous combustion of fuel stock

With high levels of investment required to cover construction and operational costs, managing biomass risks has become increasingly important so it is imperative to have the relevant insurance cover in place to meet your specific requirements.  Contact our team for a free ‘no obligation’ quotation or discussion by completing our enquiry form or alternatively email us and we will respond directly.

Still considering renewable energy options?
Our sister company H&H Land and Property has an in-depth understanding of anaerobic digestion and can support you to make the most of your resource.  Their specialist Renewable Energy team will discuss through and advise on the potential of your site for an anaerobic digester, through a full project management service which includes:

  • Feasibility Study and Assessment
  • Full Technology and Investment Appraisals
  • Full Planning Service
  • Grant Availability

They are becoming increasingly involved in smaller scale anaerobic digestion plants which are easily financed and can be run alongside traditional farming operations.  To find out more, contact Victoria Lancaster, Renewables Consultant on 01228 406260 or via email her.

Our promise to you

By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:

  1. A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
  2. A named point of contact in the office to handle your day-to-day enquiries
  3. The team handling your insurances will be experienced, friendly, helpful and knowledgeable
  4. You have access to the insurance market and our relationships with major insurers and underwriters will ensure the ‘right’ insurances for you
  5. We will review your insurances annually to ensure that they continue to meet your requirements
  6. You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
  7. You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority


At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over a nominated period to suit you.
Close Brothers Premium Finance will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who take time to understand your business
  • To save you time and better understand your needs, we’ll come to you
  • We get you the right cover at a competitive price
  • Provide both standard and niche insurance covers

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Finalist for Category Best Customer Service Excellence

15th August 2017

H&H Insurance Brokers now trading for 30 years across Cumbria, remain truly independent and offer a personal service (no call centres) and bespoke insurance cover at a competitive price – whatever the business size. 

Read more

Reducing the Risks to your Business with Farm Insurance

21st July 2017

A farmer’s focus is on the efficient production of crop products and livestock, however, with so many variables involved – animal behaviour, machinery, the human factor, and of course, the weather – it is perhaps not surprising that the Health and Safety Executive (HSE) considers farming a high risk area.  

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