No call centres

You deal with the person who sat at your kitchen table the week before

No call centres

You will deal with the person who sat at your kitchen table the week before

No call centres

You deal with the person who sat at your kitchen table the week before

Working Dog Insurance

Here at H&H Insurance Brokers we understand that to some farmers, estate workers and game-keepers, the fully trained sheep dog or gun dog is worth as much as a second employee so appreciate how valuable an asset your working dog is.

We are able to offer an insurance policy  obtained on an ‘All Risks of Mortality’ basis covering:

  • Death by accident, illness or disease
  • Theft including unexplained disappearance

Note: Limited cover applies for vets fees | Minimum premiums apply | Cover applies in the UK only

To ensure your working dog is covered and to discuss further please complete our enquiry form or alternatively email us and a member of our team will respond directly.

General Note
It is important that the work place is safe for employees from threats both from inside and outside but are you also considering your working dog security?  Prevention is better than cure so the following points might be worth considering:

  • Many thieves take advantage of the fact that working dogs are housed outside and not in the main house. Therefore you need to look at the kennel area. Is the dog run secure? Is extra security lighting or installing CCTV appropriate? You could also think about installing noisy bolts and chains, anything that could draw attention to someone getting into the kennels. And if your dog continues to bark and seems genuinely disturbed, it may not be a false alarm and could be worth investigating.
  • If you haven’t already, talk to your vet about getting your dogs micro chipped. If anyone shows interest in buying your dogs make sure that you have genuine contact details before giving out your address.

But what if worst happens and your dog goes missing or is stolen? Nothing can compensate fully for the loss of a pet or working dog. Aside from the emotional stress that this situation can put on all the family, the difficulties that the loss of a gun dog or sheep dog at specific times of the farming and estate calendar make it near impossible for it to be “ business as usual”. You do not want to find out at this stage, that your insurance policy is totally inadequate.

It’s important that policyholders check their insurance details as there are as many different levels of cover as there are breeds of dog. Some policies include working dogs in with the general livestock section and thus the same perils that are applied to the cattle or sheep, will  by default, apply equally to the dogs. It can range from cover restricted to only a basic fire peril risk or increase through to an All Risks Mortality for a specified animal. Making sure your dog is properly insured will not stop the theft but at H&H Insurance Brokers, we can offer tailor made cover to help ease the financial burden that seeking a replacement will place on the family farming business.


H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over a nominated period to suit you.
Close Brothers Premium Finance will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who take time to understand your business
  • To save you time and better understand your needs, we’ll come to you
  • We get you the right cover at a competitive price
  • Provide both standard and niche insurance covers
  • For more details click here

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Finalist for Category Best Customer Service Excellence

15th August 2017

H&H Insurance Brokers now trading for 30 years across Cumbria, remain truly independent and offer a personal service (no call centres) and bespoke insurance cover at a competitive price – whatever the business size. 

Read more

Reducing the Risks to your Business with Farm Insurance

21st July 2017

A farmer’s focus is on the efficient production of crop products and livestock, however, with so many variables involved – animal behaviour, machinery, the human factor, and of course, the weather – it is perhaps not surprising that the Health and Safety Executive (HSE) considers farming a high risk area.  

Read more

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