High Net Worth Insurance Policies
This is insurance cover for owners of high value homes in the UK, often referred to as High Net Worth cover. Homes that require this kind of insurance are typically period houses, town and country properties, mansions, etc where suitable buildings insurance and/or fine arts, jewellery, antiques, valuables insurance is required. H&H Insurance Brokers appreciate high value homes and heritage properties require specialist policies which need to be crafted to individual circumstances.
Art collections, listed properties of most types of grade and construction may be insured.
Our policies start with a rebuilding value of £300,000 and contents over £100,000.
- We care for your possessions any time, anywhere.
Worldwide cover for theft, loss and damage of your possessions when you take them away from home.
- Accidental damage covered as standard in our buildings and contents cover.
Your possessions are replaced on a ‘new for old’ basis, with no reductions in value for wear and tear.
- Protection for you and your family.
We provide specialist help and support if you and your family are involved in an incident not necessarily resulting in a loss. For example we will assist you following traumatic or stressful events such as aggravated assault in an attempted burglary or identity fraud.
- Access to specialist services.
You can rely on our network of trusted contacts. We can put you in touch with experts such as surveyors, furniture restorers, safe installers, legal advisors and a 24-hour personal security helpline for when you are travelling abroad.
- Immediate assistance for home emergencies.
We include 24-hour home emergency cover as standard, giving you swift assistance from a qualified contractor in the event of an unforeseen household emergency.
- No need to specify art and antiques below £15,000 or jewellery below £5,000
- No automatic warranties / endorsements
- Free appraisal service
Our High Net Worth policies are tailor made to meet your requirements covering virtually every eventuality for your home, its contents, your personal possessions and valuable collections . They provide a wide range of optional sections and allows you to choose the best cover for your needs. We have access to a range of high end insurers, enabling us to tailor cover to your precise requirements ensuring your policies provide excellent service and value for money.
For a free ‘no obligation’ quotation please complete our enquiry form or alternatively email us and a member of our team will respond directly.
Our promise to you
By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:
- A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
- A named point of contact in the office to handle your day-to-day enquiries
- The team handling your insurances will be experienced, friendly, helpful and knowledgeable
- You have access to a wide range of insurances and our relationships with major insurers and underwriters will ensure the ‘right’ insurance for you
- We will review your insurances annually to ensure that they continue to meet your requirements
- You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
- You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority.
For a ‘no obligation’ quotation on your High Net Worth insurance. Call 01228 406 290