No call centres

You deal with the person who sat at your kitchen table the week before

No call centres

You will deal with the person who sat at your kitchen table the week before

No call centres

You deal with the person who sat at your kitchen table the week before

Estate Insurance Policies

We understand that insuring your country estate is very different from purchasing a residential home policy and that the insurance cover you have provides for the needs of your estate as both a home, your business and a workplace.  Our Estate policies are tailor made to meet your requirements. They provide a wide range of optional sections and allow you to choose the right cover for your needs. Policies are underwritten by UK insurers which we believe provide excellent service and value for money.

For a free ‘no obligation’ quotation please complete our enquiry form or alternatively email us and a member of our team will respond directly.

The most widely requested covers are listed below, other covers are available on request:

  • Farm Buildings
    Cover can be on reinstatement or modern materials basis. In addition to standard perils cover can usually be extended to include storm, tempest and flood for an additional premium.  Whether the buildings are your main residence, tied cottages or holiday lets, generally all can be covered on one policy.
  • Public Liability
    Cover up to Ten Million pounds indemnity and can be extended to cover most types of diversification.
  • Private House Contents
    A comprehensive contents policy providing excellent cover for your household contents. Additional cover for holiday homes and caravans etc is available on request.
  • Loss of Rent
    Cover for loss of rent following a property becoming inhabitable as a result of a claim.

Our promise to you

By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:

  1. A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
  2. A named point of contact in the office to handle your day-to-day enquiries
  3. The team handling your insurances will be experienced, friendly, helpful and knowledgeable
  4. You have access to the insurance market and our relationships with major insurers and underwriters will ensure the ‘right’ insurances for you
  5. We will review your insurances annually to ensure that they continue to meet your requirements
  6. You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
  7. You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority.
Contact us for your Estate insurance. Call 01228 406 290

FAQs

At H&H Insurance Brokers we insure private cars if they are used in conjunction with your farm / commercial business or if owned by a partner of the farm or business.   We may offer a policy on privately owned vehicles for ‘Accident Free and Mature Drivers’ – please call the office with your details and for further information.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over 12, 10, 6 or 3 months to suit you.
Close Brothers Premium Finance will make a charge for arranging instalment facilities so you can pay by Direct Debit. The amount of the charge will depend on total premiums and chosen payment period but we will confirm this to you when arranging your insurance.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
We act as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, we are independent and offer products from more than one insurer, to ensure that you get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
Yes you can. H&H Insurance Brokers will insure any privately bought cattle subject to a valid veterinary’s certificate.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who understand farming
  • To save you time and better understand your needs, we’ll come to you
  • We get you the right cover at a competitive price
  • Provide both standard and niche insurance covers
  • For more details click here

Independent Farm & Estate Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Commercial Account Handler Vacancy | Carlisle

23rd June 2017

To support the continued growth of our business, H&H Insurance Brokers are looking to recruit an experienced Commercial Account Handler.

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Stephen Ward Appointed Associate Sales Director

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Leading rural insurance specialists, H&H Insurance Brokers, has announced the appointment of Stephen Ward as Associate Sales Director.  

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