We understand your industry needs

An expert and personal service with a policy bespoke to you

We understand your industry needs

An expert and personal service with a policy bespoke to you

We understand your industry needs

An expert and personal service with a policy bespoke to you

We understand your industry needs

An expert and personal service with a policy bespoke to you

Directors & Officers Insurance Policies

The personal liability of a Director and/or Officer of a Company is unlimited, whereas a Company’s liability is limited by shares or by guarantee. When a claim or allegation of wrongdoing arises, a Director’s personal assets are at risk, and it is a common misconception that a Director can expect his or her company to provide indemnity. It is therefore essential a limited company effect a policy to provide financial support for defence costs for investigations, costs involved in appearing in court and legal costs to fight various forms of allegations, involving any of the Directors.

D&O insurance – covers the cost of compensation claims made against business directors and key managers (officers) for alleged wrongful acts.

Wrongful acts include breach of trust, breach of duty, neglect, error, misleading statements, wrongful trading. Directors’ and officers’ liability covers claims are made by regulators ie investigations by the Health and Safety Executive (HSE) or the Office of Fair Trading shareholders or investors eg for failure to act in the company’s best interest.

Our Directors & Officers policies are tailor made to meet your requirements. They provide a wide range of optional sections and allows you to choose the right cover for your needs. Policies are underwritten by the UK’s leading insurers which we believe provide excellent service and value for money.

Do you need to protect?

  • Directors and Officers for legal defence costs, expenses and civil damages?
  • Investigation costs and expenses?
  • Criminal defence costs and expenses?
  • Reimbursement cover for the company?

For a free ‘no obligation’ quotation please complete our enquiry form or alternatively email us and a member of our team will respond directly.

Our promise to you

By choosing H&H Insurance Brokers to arrange your insurance we want you to know that you will receive the following levels of service:

  1. A dedicated point of contact (with an average over 12 years of experience) to manage your insurances
  2. A named point of contact in the office to handle your day-to-day enquiries
  3. The team handling your insurances will be experienced, friendly, helpful and knowledgeable
  4. You have full access to the insurance market and our relationships with major insurers and underwriters will ensure the ‘right’ insurances for you
  5. We will review your insurances annually to ensure that they continue to meet your requirements
  6. You will enjoy the benefit of working with a customer focused team who will listen to you, and work with you to provide bespoke solutions for your insurance needs
  7. You have the security of dealing with a company authorised and regulated by the Financial Conduct Authority.
For a ‘no obligation quotation’ on your Directors & Officers insurance. Call 01228 406 290

FAQs

At H&H Insurance Brokers we are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in depth to ensure you have sufficient cover at the best cost.
H&H Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over 12, 10, 6 or 3 months to suit you.
There is a standard charge when paying by direct debit but this depends on total premiums and chosen payment period.
To claim you can either contact our head office on 01228 406290 or visit our claims section on this website which contains some helpful information.
An insurance broker acts as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. Brokers use their in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Insurance brokers, unlike tied agents, are independent and offer products from more than one insurer, to ensure that their clients get the best deal.  Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.
More questions? Speak to a specialist 01228 406 290

Contact us

Get in touch us to discuss your needs with one of our specialist brokers.

01228 406 290

Why choose H&H?

  • Real experts who take time to understand your business
  • To save you time and better understand your needs, we’ll come to you
  • We will get the right cover for you at a competitive price
  • Provide both standard and niche insurance covers
  • For more details click here

Independent Business Insurance reviews from FeeFo

Discuss your insurance needs with an expert 01228 406 290

News & views from H&H Insurance Brokers

Commercial Account Handler Vacancy | Carlisle

23rd June 2017

To support the continued growth of our business, H&H Insurance Brokers are looking to recruit an experienced Commercial Account Handler.

Read more

Stephen Ward Appointed Associate Sales Director

23rd June 2017

Leading rural insurance specialists, H&H Insurance Brokers, has announced the appointment of Stephen Ward as Associate Sales Director.  

Read more

Recent Tweets
from H&H Insurance